Topic

Insurance

The coverage a NEMT company needs, what it costs, and how claims work.

Brokers, states, and facilities set insurance rules before a company can carry riders. These pages explain what each policy does, what sets the price, and what to ask an agent.

Read what NEMT insurance costs and what coverage is required. Then compare general liability with commercial auto.

Start here

Guide NEMT Insurance Cost in 2027 What sets NEMT insurance cost: vans, drivers, claims, limits, and workers' comp class, with published rates and the steps that lower your premium.
Guide NEMT Insurance Requirements in 2027 NEMT insurance requirements by coverage: auto and general liability, workers' comp, abuse coverage, and the minimum limits states and brokers set in 2026.
Guide General Liability vs Commercial Auto for NEMT Follow one NEMT ride from the van to the clinic lobby: where commercial auto stops, where general liability starts, and the gaps that neither policy pays.
Guide Workers' Comp for NEMT Drivers in 2027 When a NEMT company must carry workers' comp in each state, how owners and 1099 drivers count, what brokers require, what it pays, and how to cut the cost.
Guide NEMT Liability in 2027 The claims NEMT companies face, from falls and crashes to abandoned riders and abuse, the duty of care you owe, and the insurance and records that protect you.
Template NEMT Insurance Application Checklist: What to Gather Before You Ask for Quotes Free NEMT insurance application checklist: your business details, vehicle and driver lists, loss runs, broker limits, and the questions to ask your agent.

Insurance

Start here

Everything on this topic

Guides

Free templates

NEMT glossary