Free calculator
Timely Filing Deadline Calculator (2027): The Last Day to File a NEMT Claim
This calculator finds the last day to file or correct a NEMT claim. Enter the date of the ride and the payer's filing limit in days. It counts forward from the day after the ride and shows how many days you have left. Federal rules cap Medicaid's limit at 12 months, and many states and brokers set less. The example ride is due September 1, 2027.
- Last day to file = date of service + the payer's limit in days, counting from the day after the ride.
- Federal rule 42 CFR 447.45 caps Medicaid claims at 12 months, and many payers allow less: 90 days in New York and at MTM Health, 60 days at WellTrans.
- For a limit written in months, enter a number that never lands late: 180 for 6 months and 365 for 12 months.
- Fixing or appealing a claim often runs on its own clock, such as New York's 60 days from the notice.
- Plan around the shortest limit you work under and bill every week, so no claim ever gets close.
Your results
Last day to file or correct the claimSep 1, 2027
- Days left
- 335
Your results update once every box has a number that fits.
Show the formula
- Last day to file or correct the claim = date of service + the payer’s time limit in days. The day of service does not count, so a trip on March 1 with a 30 day limit is due by March 31.
- Days left = last day to file or correct the claim minus today’s date. On the last day itself, 0 days are left.
What the timely filing calculator does
Every payer sets a last day to receive your claim for a ride. Miss it and the claim is denied, and unless an exception applies, you drove that trip for nothing. That last day is the timely filing limit, and it is usually counted from the date of service, the day of the ride.
The calculator turns a date of service and a limit into a calendar date. It adds the payer’s limit in days, handles month ends and leap years, and shows how many days are left from today. Use it for a single claim you are worried about, or to set the date by which each week’s rides must be billed.
It also works for the other clocks on a claim. To count a deadline that starts on another day, such as the date on a denial notice, put that date in the date of service box.
How to use the calculator
- Enter the date of service, the day of the ride, as it goes on the claim.
- Enter the payer’s time limit in days. If the payer writes it in months, use the table below.
- Leave today’s date as it is. The box fills in with your own date when the page opens.
- Read the last day to file or correct the claim, and the days left.
The results change as you type. Reset to example puts the example dates back, and Show the formula lists the math. If the last day has passed, the calculator says how many days ago.
What each box means
| Box | What to enter | Where to find it |
|---|---|---|
| Date of service | The day of the ride | Your trip log, or the date on the claim line |
| Payer’s time limit | The days the payer allows to receive the claim | Your state Medicaid provider manual, your broker agreement, or the health plan’s provider manual |
| Today’s date | Filled in for you | Change it to see how many days a claim will have left on another day, such as your next billing day |
The limit is the number for the payer that pays that trip. If a broker pays you, its agreement sets the limit, even when the state’s own limit is longer.
Turn the payer’s limit into days
The calculator counts calendar days. Payers write their limits in days, in months, or in months after the month of service. Enter the number from this table, and the date comes out on or before the real last day, never after it.
| The payer’s limit reads | Enter | Why |
|---|---|---|
| A number of days: 60, 90, 95, 180, 365 | That number | Day 1 is the day after the ride, as in the calculator |
| 3 months | 89 | Three calendar months run 89 to 92 days |
| 6 months | 180 | Six calendar months run 181 to 184 days, and 180 also covers a payer that counts 180 days |
| 12 months or 1 year | 365 | A year that holds a Feb. 29 is 366 days. Medicare counts 12 months as 1 calendar year and makes a Feb. 29 service due Feb. 28 of the next year. |
| 2 years | 730 | Two years run 730 or 731 days |
| 6 months following the month of service | 180, with the last day of the month of service as the date | The limit runs to the end of the sixth month after the ride’s month |
South Dakota publishes its own table for the last rule: a ride in January must be received by the last day of July, a ride in February by the last day of August, and so on (General Claim Guidance, updated July 2026). Medi-Cal uses the same six months following the month of service. Its own example is a service on April 15, which must be received before October 31.
A worked example
The calculator opens with example dates. They show how the math works and are not a real claim.
| Step | Math | Result |
|---|---|---|
| Date of service | The example ride | Sep 1, 2026 |
| Payer’s time limit | 12 months, entered as 365 days | 365 days |
| Last day to file or correct the claim | Sep 1, 2026 + 365 days, with no Feb. 29 in between | Sep 1, 2027 |
| Days left | Sep 1, 2027 minus the example today, Oct 1, 2026 | 335 days |
Twelve months is the longest standard limit federal rules allow a state Medicaid program, so September 1, 2027 is the outside date for that ride unless an exception applies. Many payers want it much sooner. The same ride under WellTrans’s 60 days is due October 31, 2026, and under MTM Health’s standard 90 days, November 30, 2026.
Because today’s date fills in with your own date, the days left on your screen count from today, not from the example’s October 1.
Filing limits you can enter
Federal rule 42 CFR 447.45(d)(1) requires every state Medicaid agency to have providers submit all claims no later than 12 months from the date of service. States, health plans, and brokers may set less, and these published limits show how much less.
| Payer | Limit as written | Enter |
|---|---|---|
| Any state Medicaid program (federal outer limit) | 12 months from the date of service | 365 |
| New York Medicaid (18 NYCRR 540.6) | 90 days | 90 |
| Texas Medical Transportation Program (September 2026 handbook) | 95 days for in-state providers, 365 days for out-of-state providers | 95 or 365 |
| Indiana Medicaid, claims billed to the state (module version 8.5, February 24, 2026) | 180 calendar days. Fee-for-service rides that Verida arranges are billed to Verida instead, under its agreement. | 180 |
| Illinois, non-institutional claims (as of September 2026) | 180 days, for first and resubmitted claims | 180 |
| Arizona AHCCCS fee-for-service (Chapter 4, revised November 3, 2025) | 6 months after the date of service | 180 |
| South Dakota Medicaid (updated July 2026) | 6 months following the month of service | 180 from the month’s last day |
| Medi-Cal (manual page updated February 2025) | Six months following the month of service | 180 from the month’s last day |
| Ohio Medicaid (OAC 5160-1-19, effective February 1, 2023) | 365 days | 365 |
| MTM Health, standard agreement (January 1, 2023 version Pennsylvania posts) | 90 days, or another limit MTM’s client sets | 90 |
| MTM Health, Rhode Island (handbook updated July 1, 2026) | 90 days | 90 |
| MTM Health, Virginia fee-for-service (handbook approved August 10, 2026) | 6 months | 180 |
| WellTrans, Indiana (agreement revised October 16, 2025) | 60 days. Invoices more than 90 days after the ride are disallowed in full. | 60 |
| Modivcare, Mississippi fee-for-service (manual of February 2024) | 60 days. Later invoices lose 10 percent, and after 120 days they are disallowed. | 60 |
| MediTrans, Louisiana (as of September 2026) | 365 days from the trip date | 365 |
Health plans in the same state often set their own limits, so check each plan’s provider manual. The timely filing limit glossary entry covers the exceptions each program allows.
When a limit has two steps
WellTrans, Modivcare in Mississippi, and Medi-Cal each have a first deadline and a later one. Run the calculator once for each step. For the example ride on September 1, 2026:
| Payer | First deadline | What happens after it | Final deadline |
|---|---|---|---|
| WellTrans, Indiana | 60 days: Oct 31, 2026 | The agreement makes invoicing within 60 days a condition of payment | After 90 days, Nov 30, 2026, invoices are disallowed in full |
| Modivcare, Mississippi | 60 days: Oct 31, 2026 | Payment drops by 10 percent | After 120 days, Dec 30, 2026, invoices are disallowed |
| Medi-Cal | Six months following September: received before Mar 31, 2027 | Claims received April to June 2027 pay 75 percent, and July to September 2027 pay 50 percent | Claims received after September 2027 are denied |
Treat the first deadline as the real one. The later date only limits the damage.
The other deadlines on a claim
Filing the first claim on time is only one clock. Fixing, resubmitting, and appealing a claim often have their own, and several start on the date of a notice rather than the ride. For these, enter the start date in the date of service box.
| Payer | What you are doing | Start date | Limit |
|---|---|---|---|
| New York Medicaid | Correcting and resubmitting a claim with errors | The date of the notice | 60 days |
| New York Medicaid | Submitting a claim delayed by circumstances outside your control | The day it came back within your control | 30 days |
| Indiana Medicaid, claims billed to the state | Resubmitting a denied claim with corrections | The date of service | 180 days, as a new first claim |
| Indiana Medicaid, claims billed to the state | Asking for administrative review of a denial | The date on the remittance advice | 60 days |
| Arizona AHCCCS | Reaching clean claim status or adjusting a claim | The date of service | 12 months |
| South Dakota Medicaid | Resubmitting after a denial | The denial | 3 months |
| Medi-Cal | Claims Inquiry Form after a denial | The date of the remittance advice | 6 months |
| MTM Health, Virginia | Appealing a denied claim | The denial | 365 calendar days |
| MTM Health, Rhode Island | Appealing a denied claim | The denial | 90 days in the portal section, 365 days in the claims section. Use 90. |
| Modivcare, Mississippi | Resubmitting a claim returned for missing information | The date it was returned | 30 days for full pay, 60 days before it is denied |
When Medicare must be billed first, the clock at MTM Health in Virginia, WellTrans, and Modivcare in Mississippi starts on the date Medicare denies the claim. Send a copy of the denial with your claim. The guide to corrected NEMT claims covers the codes for a replacement or a void, and how to appeal a denied claim covers the appeal itself.
How to use the answer
- Plan around your shortest limit. List every payer you drive for and its limit. If one broker allows 60 days, that is the pace for your whole billing routine.
- Pick a billing day and a cutoff. Bill every week. Then use the calculator with your shortest limit to find how many days you have to fix a rejection before any claim runs out.
- Put the last day on every open claim. Your accounts receivable list should show each claim’s date of service and its last filing day, sorted so the nearest one is on top.
- Log every denial with its own clock. A claim denial log holds the denial date, the reason, and the date the fix or appeal is due.
- Work claims closest to their last day first. When a claim has less than two weeks left, fix it before anything else. Check its status in the payer’s portal the same day. See how to check Medicaid claim status.
- Keep the payer’s proof. A timely filing denial can be overturned when you can prove the payer had your claim in time. Indiana accepts remittance advice, claim status responses, and portal screen prints, and rejects notes you wrote yourself. Save every response the day it arrives, and read each remittance advice the week it comes.
Unless an exception applies, a claim that misses its limit is lost for good. The routine above means the calculator is for checking, not rescuing.
Frequently asked questions
Does the day of the ride count as day 1?
The calculator does not count it. Day 1 is the day after the ride, so a ride on March 1 with a 30 day limit is due by March 31. Medicare counts its 12 month limit the same way, as one calendar year after the date of service. If a payer's manual counts differently, or you are unsure, file several days before the date the calculator shows.
What if the last day falls on a weekend or holiday?
Medicare moves a deadline that lands on a Saturday, Sunday, or federal holiday to the next workday (42 CFR 424.44(c)). Do not count on a Medicaid program or broker doing the same unless its manual says so. Submit by the last business day before the date the calculator shows.
Which date counts when one claim has several trips?
Payers differ. Medicare measures each line of a CMS-1500 or 837P claim from that line's own date of service, while Medi-Cal uses the claim's through date, its last date of service. To be safe, enter the date of the earliest trip on the claim, so no line on it runs late.
What if the rider's Medicaid was approved after the ride?
Many programs start a new clock when retroactive eligibility posts. Indiana allows one year from the date eligibility was entered in its system, Arizona 6 months from the posting date, and Ohio 180 days from the eligibility notice. Enter that date and limit, and attach proof to the claim. For applications made on or after January 1, 2027, federal law shortens retroactive coverage to one month before the application month for expansion adults and two months for everyone else.
What can I do if the last day has already passed?
Ask the payer about exceptions, and have proof ready. New York takes a claim delayed by circumstances outside your control within 30 days after they end. Indiana can waive its limit when an error by the state, a county, or its claims contractor caused the delay, but only with documents such as remittance advice, claim status responses, or portal screen prints. Your own notes and timelines do not count there.
Is a broker's filing limit the same as the state's?
Often not. The limit in your broker agreement or manual is the one that applies to the trips that broker pays. WellTrans, which arranges Indiana health plan rides, wants invoices within 60 days, while claims billed to Indiana Medicaid itself get 180. MTM Health's standard agreement refuses claims after 90 days, or after another limit its client sets. Read the payment section of every agreement you sign.
Does correcting a claim restart the clock?
It depends on the payer. Some keep counting from the date of service. Indiana treats a denied claim resubmitted with corrections as a new first claim, still due within 180 days of the date of service, and Illinois applies its 180 days to resubmitted claims too. Arizona allows 12 months from the date of service to reach clean claim status. Others start a new clock: New York gives 60 days from the notice to correct a claim with errors, and South Dakota 3 months after a denial.
Official resources
- eCFR: 42 CFR 447.45, Timely claims payment
- New York: Guide to Timely Billing and delay reason codes
- Indiana Health Coverage Programs: Claim Submission and Processing module (Section 11, filing limits)
- South Dakota Medicaid: General Claim Guidance, with its last-month-to-submit table
- Medi-Cal: Claim Submission and Timeliness Overview
- AHCCCS: Chapter 4, General Billing Rules